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| Frequently Asked
Questions |
Why should I
purchase disability insurance now?
How much coverage should I consider?
How long do plans pay a benefit?
What is the definition of disabled?
What is an
Elimination Period? |
| Statistics |
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- Between the ages
of 35 and 65, seven out of ten people will become disabled for 3 months
or longer
- One out of seven
employed people will be disabled for 5 years or more before age 65
- Average long-term
loss due to disability is over 5 years.
- The Average
American household only has two months worth of savings in reserve.
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| Request a Quote |
| Disability insurance is a product that is
designed to protect you and your family from the loss of your income due
to an accident. It is not for someone who is disabled or is already facing
a medical problem. There is often confusion about what disability
insurance is for. |
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| You will not qualify if you are:
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- Pregnant or soon to be pregnant
- Unemployed
- Earning less than $18,000/year
- Required to carry a weapon for your job
- Dealing with a health condition
- Looking for individual short term coverage
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